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Can You Take Over a Lease?

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If you are interested in enjoying the benefits of leasing a vehicle but you are unable to commit to a full lease, you may be interested in a car lease takeover. What is a lease takeover? With this option, you take on the remainder of another driver’s lease. This can be a good temporary option for some Hoover drivers, but there are a few factors to consider before deciding on a car lease takeover. The guide from Riverchase Kia below explores the basics of a lease takeover. Learn more today, or contact our finance team about available car lease takeover deals.



Car Lease Takeover Basics

A car lease takeover shares many similarities with traditional leasing. You are not buying the vehicle outright, but actually paying to drive the vehicle for a certain amount of time or miles. You will still need to adhere to mileage restrictions, which are usually around 1,000 miles a month. However, with a car lease takeover, this amount depends on how much the previous driver drove the vehicle before you. 

Monthly payments are determined by the estimated depreciation of the vehicle at the end of the lease term plus the interest rates. Once the terms of the lease are complete, you bring the vehicle back to the dealership where you can choose another vehicle or purchase this one if you have grown attached.

Lease Takeover Advantages and Disadvantages 

Not sure if a car lease takeover is the right option for you? Of course, this option has a few pros and cons worth considering before you make a decision on whether a lease takeover is beneficial for your unique situation.


  • No down payment
  • No new-car upfront depreciation and other costs
  • Likely still under warranty
  • Possible cash incentives from the original lease


  • Transfer fees
  • You inherit the monthly payment as it is
  • Possible wear and tear from the previous owner
  • Mileage restrictions

If you are looking for a convenient and affordable way to drive a dependable car, a car lease takeover can be a great temporary solution. If you are interested in a lease takeover, do not hesitate to ask us any questions you may have. 

Leasing is Stress-Free at Riverchase Kia

No matter if you decide to take out a new lease or you opt for a lease takeover, the team at Riverchase Kia is here to make the process as stress-free as possible. Contact us today with any questions, or apply for financing to get started.

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(205) 987-6518

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2200 Pelham Pkwy • Pelham, AL 35124

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Today's Hours:

Open Today! Sales: 8am-8pm

Open Today! Service: 7am-6pm

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Riverchase Kia 33.336979, -86.792880.