Challenged Credit Financing

Inquire About A Sub-Prime Auto Loan At Riverchase Kia

We at Riverchase Kia located in Pelham, AL invite all drivers with a sub-prime credit score to apply for a challenged credit financing option. Don’t miss out on your dream car because of your credit score. Our new and pre-owned Kia dealership near Birmingham is home to a highly trained finance department that caters to car shoppers of all credit ratings.

We understand that auto finance can be a tricky issue. That is why we at Riverchase Kia have only employed the very best in helpful auto finance specialists to assist car buyers who have faced financial setbacks. Don’t let bankruptcy, foreclosures or repossessions get in the way of you finding the right auto loan for your budget. By applying for a challenged credit car loan at Riverchase Kia, you too can soon be driving around Hoover, AL in a Kia Optima today!

Apply For Challenged Credit Car Loans Online Now

Our hard-working finance staff can be reached by phone or in-person at our local Pelham, AL, dealership. Whether you call or visit us, understand that our team will help you in every step of the auto loan process. From filling out forms to detailing all your financial options, our team is here to answer your questions along the way.

Begin the challenged credit auto financing process by visiting our Riverchase Kia website and completing our credit application. This secure form will be sent to our finance department, who will then begin the process of reviewing your information, and searching for a compatible auto loan package.

Make sure that your information is accurate, as we will be running a credit check and contacting lenders.

Reviewing Your Application

Once we have reviewed your financial details, we can adequately determine your car loan options. Whether you are interested in a new or pre-owned Kia Forte or Optima, your auto loan rate will be here waiting.

Our finance staff will consider these key factors in determining your eligibility for a sub-prime auto loan:

  • Your current credit score
  • Your debt-to-income ratio
  • Total loan amount you are seeking
  • Past financial records
  • Your other active loans

Visit Or Contact Our Finance Team At Riverchase Kia Today

When you’re looking for a sub-prime auto loan, know that Riverchase Kia is on your side. We want to see you drive off in a quality new or pre-owned vehicle of your choice. Our hard-working finance team works tirelessly to ensure that you don’t have to settle for a car you don’t want. Apply for financing at our challenged credit car dealership today!


Dealer Info

Phone Number:Sales Hours:
  • Mon - Sat8:00 AM - 8:00 PM
  • SunClosed
Riverchase Kia is located at: 2200 Pelham Pkwy • Pelham, AL 35124
Riverchase Kia 33.336979, -86.792880.