Facts

WHAT DOES Riverchase Kia

DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income.
  • Account balances and payment history
  • Credit history and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

 


 

How?

All Financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information;l the reasons Riverchase Kia chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Riverchase kia share? Can you limit this sharing?

For our everday business purposes - such as to process your transactions,

maintain your account(s), respond to court orders and legal investigations,

or to report to credit bureaus.

Yes No
For our marketing purposes- to offer our products and services to you. Yes No
For joint marketing with other financial companies No No
For our affiliates' everday business purposes - information about your creditworthiness No No
For our affiliates' everyday business purposes - information about your transactions and experiences. No No
For nonaffiliates to market to you. No No

 


 

Who we are

Who is providing this notice?

Riverchase Kia

What we do

How does Riverchase Kia protech my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include conputer safeguards and secured files and buildings.
How does Riverchase Kia collect my personal information?

We collect your personal information, for example, when you

  • Apply for financing or use your credit or debit card
  • Apply for a lease or provide employment information
  • Give us your contact information

We also collect your personal information from others such as credit bureaus or other complanies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Riverchase Kia does not share with its affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Riverchase Kia does not share with nonaffiliates so they can market it to you.
Joint marketing

A formal agreement between a nonaffiliated financial companies that together market financial products or services to you.

  • Riverchase Kia doesn't jointly market.